VALUE CAPITAL FUNDING
B R E A K T H E M C A T R A P ™
ISO PARTNER PROGRAM
MCA Debt Restructuring
no new loans, ever
Lower your client's MCA payments immediately — attorney-led, no minimum FICO, no collateral.
You can also book a call to review a specific client file or MCA debt scenario in detail.
90%+
FILES APPROVED
1–2 Hours
Review Time
60–70%
Payment Reduction
$150M+
MCA Relief Provided
3%
ISO Split
$6,000
Avg ISO Payout
WHY THIS MATTERS
MCA stacking has trapped good businesses under unsustainable daily and weekly payments — and most of those files get turned down everywhere else. VCF’s attorney-led Debt Restructuring Program lowers those payments by 60–70%, immediately, with no new loans, no minimum FICO, and no collateral. It works on turndowns and previously funded clients.
Program Highlights
No New Loans
Payment reduction only — nothing added to the balance sheet.
60–70% Immediate Reduction
Averaged across approved files.
No Minimum FICO
Approval isn’t credit-score dependent.
No Collateral Required
Unsecured, attorney-led negotiation.
$50,000 Minimum Total Debt
The only real qualifier on debt size.
Attorney-Led Teams
Decades of experience renegotiating creditor notes.
Requirements To Qualify
$50,000+ Total Debt
MCA and other high-cost business debt combined.
No Minimum FICO
Credit score is not a qualifying factor.
No Collateral Needed
Unsecured restructuring only.
No Upfront Fees
Nothing out-of-pocket for your client.
Struggling With Payments
Daily or weekly debits weighing on cash flow.
Quick Application
A short, simple process to get started.
AVERAGE COMPENSATION PER FILE
$6,000
Based on a $200,000 average file size at a 3% ISO commission split of enrolled debt — paid out over time, typically weekly or monthly.
Required Documentation
Everything we need, in one email.
DR Application
One-page fillable application — signed and dated. Do not alter any portion; the language fulfills compliance and financial-privacy requirements. Download Application & Debt Schedule Here
Debt Schedule
Filled out in its entirety. Accuracy is paramount.
Signed Funding Contracts
All contracts the client wishes to restructure. If not on hand, have client search Inbox using the keyword DOCUSIGN and/or funder name.
Business Bank Statements
Most recent month, plus month-to-date.
Driver’s License
Front and back, valid and current.
Legal / Collection Notices
If applicable — any notices the client has received.
IF CONTRACTS CANNOT BE LOCATED
Do not have the client call their MCA company requesting duplicates — service representatives are trained to flag that call as a precursor to restructuring. Your client holds the element of surprise; protect it. We can proceed around missing contracts when necessary.
SUBMIT ALL CASE FILES TO
Frequently Asked Questions
CUSTOM JAVASCRIPT / HTML
What Partners Are Saying
“Thanks to all our partners at Value Capital Funding. The recent transaction we worked on together with Jeff, Barry and Ferne was a real eye-opener. They were great at communicating and helping my partner and I bring peace to a stranded client, desperate for help through the Debt Restructuring Program.”
Boe R., Principal, Commercial Finance Professional — Idaho
“This Program works just the way VCF said it would. I followed their marketing plan and got my first client case within a week and made $10,250. Client is thrilled with their results and so am I.”
Scott J., Commercial Finance Professional, 9-Year Industry Veteran — California
“Take our advice and sign up for the VCF Partner Program today. We made over $12,000 on our 1st transaction using the VCF Program, and it took just 4 days start to finish. That file was a turndown, so we really did turn trash into cash.”
Bob C. & Tara V., Commercial Loan Partners for 6 Years — Florida
Ready to Turn Your Turndowns Into Recurring Revenue?
Submit a case file in minutes — most get reviewed within 1–2 hours.
Not a partner yet, CLICK HERE to schedule a time to talk
THE TEAM AT VALUE CAPITAL FUNDING
Break The MCA Trap™
980 N. Federal Highway, Suite 110, Boca Raton, FL 33432
★★★★★ Excellent — Trustpilot & Google · Office & Text 561-288-4510